Below are some of the costs you may incur. Some are one-time fees, while others recur over the life of the loan. When you first apply for your loan, you will receive a Good Faith Estimate of Settlement Charges and a booklet explaining these costs.

Since 1978, lead-based paint has been banned from use in residences. Sellers of properties built prior to that year are required to  more...

The Application The key to a smooth loan process is the initial application interview. At this time, the loan officer obtains all pertinent information and documentation so that unnecessary problems and delays may be avoided.   more...

The buyer’s role during the period between entering into the Agreement of Sale and final settlement is an active one. Completing inspections and tests of the property and applying for financing  more...